We have dropped the interest rates on new & used vehicles, and on signature loans. We have also added two new loan products; Better than a payday loan and UTV loan. Call the credit union for more information.


The ATM at the credit union is available to all members 24 hours a day, 7 days a week! If you have a Ray FCU debit card or Prepaid CU Money Card, there is no withdrawal fee.  We will not charge a withdrawal fee for all other Credit Unions' cards except Vantage West at this time.  There is a $2.75 withdrawal fee for all other cards used. A Deposit Drop is located next to the ATM for your convenience.


Online Banking is now available! Any Member interested in signing up, please call 520-363-5681 to get your sign up information. Any of our tellers will be glad to help you get started.

Get-Away Today

Need to get away? Escape Arizona and enjoy a well deserved vacation with GET-AWAY TODAY.  Stop by our office to pick up a vacation planner.  Discount coupons for Sea World are also available.

Low Rates on Auto Loan

If you have been waiting for loan rates to come down, then now is the time to apply at Ray FCU. Take advantage of our interest rates on NEW VEHICLES for as low as 3.5% APR* and USED VEHICLES for as low as 4.5% APR*. Whether you are purchasing a new or used vehicle or refinancing your existing vehicle, our rates are sure to save you money!

*APR = Annual Percentage Rate

Still Buying Money Orders Somewhere Else?

With our money orders you have the confidence of knowing that you can make one call to find out what the status of your money order is. We can find out if it is lost in the mail, who cashed it, or when the transaction was completed. We can print out a copy of the money order for you if needed. So don't go anywhere else for your money orders!